{"id":15445,"date":"2019-02-26T14:49:29","date_gmt":"2019-02-26T14:49:29","guid":{"rendered":"https:\/\/demo.goodlayers.com\/attorna\/?post_type=portfolio&p=6177"},"modified":"2025-05-29T01:56:41","modified_gmt":"2025-05-28T23:56:41","slug":"kfz-unfallversicherung","status":"publish","type":"post","link":"https:\/\/topuz-law.de\/en_gb\/portfolio\/kfz-unfallversicherung\/","title":{"rendered":"Traffic accident law - claims settlement -"},"content":{"rendered":"
\n

The traffic accident<\/h1>\n\n\n\n
\"\"<\/figure><\/div>\n\n\n\n
\"\"<\/figure><\/div>\n\n\n\n

Annoying - time-consuming - energy-sapping<\/h3>\n\n\n\n

One moment of not paying attention and it happens. A road accident. Lucky are those who have not suffered serious damage or seriously injured third parties. Regardless of who is at fault, an accident is a nuisance for everyone involved. As a rule, the police must be called in so that they can record the accident and, if necessary, take measures to preserve evidence.<\/p>\n\n\n\n

I. Own measures to preserve evidence<\/strong><\/p>\n\n\n\n

Recording a road traffic accident is part of the daily business of every patrol officer. The recording of the accident is often limited to the officer filling out the accident report and interviewing both parties.<\/p>\n\n\n\n

Please note the following:<\/p>\n\n\n\n

\u2013 Vertrauen Sie nicht darauf, dass die Polizei f\u00fcr Sie Beweise sichert. Machen Sie Fotos\/Videos vom Unfallort und den Unfallfahrzeugen. Lassen Sie Ihr Fahrzeug zun\u00e4chst stehen, bewegen Sie es vorerst nicht weg. Nachdem Sie ausreichend Beweismaterial gesichert haben, k\u00f6nnen Sie ihr Fahrzeug an den Stra\u00dfenrand fahren, sofern es noch fahrbereit ist.<\/p>\n\n\n\n

You do not have to make a statement to the police about the circumstances of the accident. This applies in particular if you might have to incriminate yourself. It is sufficient to state your personal details and the fact that you were involved in the accident. The police may not ask you for anything more.<\/p>\n\n\n\n

\u2013 Wenn die Polizeibeamten Sie fragen \u2013 und das werden sie in der Regel tun \u2013 wie sich der Unfallhergang abgespielt hat, m\u00fcssen Sie hierzu keine Angaben machen. Beharren Sie ggf. auf Ihr Auskunftsverweigerungsrecht und k\u00fcmmern Sie sich um andere Dinge, wie die Organisation eines Abschleppunternehmens oder \u00c4hnliches. Bleiben Sie standhaft, wenn die Beamten wiederholt nachfragen und Sie zu einer Aussage dr\u00e4ngen m\u00f6chten.<\/p>\n\n\n\n

\u2013 Sofern Ihnen die Polizei noch am Unfallort ein Bu\u00df-\/Verwarngeld verh\u00e4ngt, k\u00f6nnen Sie die sofortige Bezahlung verweigern. Eine Pflicht, ein etwaiges Bu\u00df-\/Verwarngeld sofort zu bezahlen, existiert grunds\u00e4tzlich nicht.<\/p>\n\n\n\n

\u2013 Sofern Sie einen Personenschaden erlitten haben, lassen Sie sich gr\u00fcndlich \u00e4rztlich untersuchen und behandeln. Vergessen Sie nicht, s\u00e4mtliche Unterlagen (Befunde, Operationsberichte, Quittungen von Zuzahlungen etc.) aufzubewahren, da sie f\u00fcr die Geltendmachung des Schadens relevant sind.<\/p>\n\n\n\n

II. Contacting a Lawyer Immediately<\/strong><\/p>\n\n\n\n

Immediately after an accident, you should contact a lawyer to discuss how to proceed. It is advisable to do this before reporting the damage to your own insurance company.<\/p>\n\n\n\n

Your lawyer will take care of the claims settlement and assert your material and immaterial damage against the opposing insurance company. As the victim of the accident, you will then have nothing more to worry about for the time being.<\/p>\n\n\n\n

Theoretically, it is possible to make a claim against the insurance company yourself without consulting a lawyer. However, you must be aware that the insurance company will usually try to squeeze you for the \"price\". An insurance company does not earn money by generously settling claims.<\/p>\n\n\n\n

III Notification of your own motor vehicle liability insurance<\/strong><\/p>\n\n\n\n

Regardless of whether you are at fault for an accident or not, you must report the damage to your own motor vehicle liability insurance. It is advisable to speak to your own lawyer beforehand. In some circumstances, it may be advisable for your lawyer to take care of the claim report for you.<\/p>\n\n\n\n

IV. Procurement of a replacement vehicle or hire car<\/strong><\/p>\n\n\n\n

It is not uncommon for people involved in accidents to be dependent on their vehicle in order to be able to drive to work every day. If your accident vehicle can still be repaired, you can hire a vehicle. Talk to your lawyer beforehand about the period for which you would like to hire a vehicle and which vehicle category you need. This will prevent you from being left with part of your hire car costs afterwards.<\/p>\n\n\n\n

V. Patience in claims handling<\/strong><\/p>\n\n\n\n

The claims settlement process can take time. Case law grants insurers a certain amount of time to process a claim. This means that your lawyer cannot file a claim immediately.<\/p>\n\n\n\n

If legal proceedings are necessary because, for example, the insurance company only accepts part of the claims asserted, it can take months before the court proceedings are concluded and an enforceable title is obtained. If a court expert report is also required during the court proceedings, everything will take even longer.<\/p>\n\n\n\n

Unfortunately, a lawyer cannot speed up this process, at best they can try to reach a quick out-of-court or court settlement. It is not uncommon for accident victims to rely on a quick settlement from the other party's accident insurance in order to be able to pay for a replacement vehicle at all. Not every injured party can simply advance a large sum of money.<\/p>\n\n\n\n

Tolga Topuz
Lawyer<\/p>\n\n\n\n

October 2023 - D\u00fcsseldorf -<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Der Verkehrsunfall \u00c4rgerlich \u2013 Zeitintensiv \u2013 Kr\u00e4ftezehrend Einen Moment nicht aufgepasst und schon ist es passiert. Ein Verkehrsunfall. Gl\u00fccklich ist der, der keine ernsthaften Sch\u00e4den erlitten oder Dritte nicht ernsthaft verletzt hat. Unabh\u00e4ngig von der Schuldfrage ist ein Unfallgeschehen f\u00fcr alle Unfallbeteiligten ein \u00c4rgernis. In der Regel muss die Polizei hinzugezogen werden, damit diese den […]<\/p>\n","protected":false},"author":1,"featured_media":7615,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[247,251],"tags":[],"class_list":["post-15445","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-allgemeines-zivilrecht","category-portfolio"],"yoast_head":"\nVerkehrsunfallrecht -Schadensregulierung- Topuz Law<\/title>\n<meta name=\"description\" content=\"Einen Moment nicht aufgepasst und schon ist es passiert. 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Spezialisiert auf das Handels- und Gesellschaftsrecht, allgemeines Zivilrecht, Prozessf\u00fchrung, Arbeitsrecht und Strafrecht.","email":"info@topuz-law.de","telephone":"021143637831","legalName":"Kanzlei Topuz Law, Rechtsanwalt Tolga Topuz","foundingDate":"2023-05-01","vatID":"DE362946119","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1","maxValue":"10"}},{"@type":"Person","@id":"https:\/\/topuz-law.de\/#\/schema\/person\/41d9d01511d59a654caf51d894a07a61","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/secure.gravatar.com\/avatar\/f35da6325cffd55e535673f6727902de7f79b20e1f50b8677b13425728707a7e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f35da6325cffd55e535673f6727902de7f79b20e1f50b8677b13425728707a7e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f35da6325cffd55e535673f6727902de7f79b20e1f50b8677b13425728707a7e?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/topuz-law.de"],"url":"https:\/\/topuz-law.de\/en_gb\/author\/admin\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/topuz-law.de\/wp-content\/uploads\/2019\/02\/accident-1409013-scaled.jpg",2560,1920,false],"thumbnail":["https:\/\/topuz-law.de\/wp-content\/uploads\/2019\/02\/accident-1409013-150x150.jpg",150,150,true],"medium":["https:\/\/topuz-law.de\/wp-content\/uploads\/2019\/02\/accident-1409013-300x225.jpg",300,225,true],"medium_large":["https:\/\/topuz-law.de\/wp-content\/uploads\/2019\/02\/accident-1409013-768x576.jpg",768,576,true],"large":["https:\/\/topuz-law.de\/wp-content\/uploads\/2019\/02\/accident-1409013-1024x768.jpg",1024,768,true],"1536x1536":["https:\/\/topuz-law.de\/wp-content\/uploads\/2019\/02\/accident-1409013-1536x1152.jpg",1536,1152,true],"2048x2048":["https:\/\/topuz-law.de\/wp-content\/uploads\/2019\/02\/accident-1409013-2048x1536.jpg",2048,1536,true],"trp-custom-language-flag":["https:\/\/topuz-law.de\/wp-content\/uploads\/2019\/02\/accident-1409013-16x12.jpg",16,12,true]},"uagb_author_info":{"display_name":"admin","author_link":"https:\/\/topuz-law.de\/en_gb\/author\/admin\/"},"uagb_comment_info":0,"uagb_excerpt":"Der Verkehrsunfall \u00c4rgerlich \u2013 Zeitintensiv \u2013 Kr\u00e4ftezehrend Einen Moment nicht aufgepasst und schon ist es passiert. Ein Verkehrsunfall. Gl\u00fccklich ist der, der keine ernsthaften Sch\u00e4den erlitten oder Dritte nicht ernsthaft verletzt hat. Unabh\u00e4ngig von der Schuldfrage ist ein Unfallgeschehen f\u00fcr alle Unfallbeteiligten ein \u00c4rgernis. In der Regel muss die Polizei hinzugezogen werden, damit diese den…","_links":{"self":[{"href":"https:\/\/topuz-law.de\/en_gb\/wp-json\/wp\/v2\/posts\/15445","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/topuz-law.de\/en_gb\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/topuz-law.de\/en_gb\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/topuz-law.de\/en_gb\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/topuz-law.de\/en_gb\/wp-json\/wp\/v2\/comments?post=15445"}],"version-history":[{"count":0,"href":"https:\/\/topuz-law.de\/en_gb\/wp-json\/wp\/v2\/posts\/15445\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/topuz-law.de\/en_gb\/wp-json\/wp\/v2\/media\/7615"}],"wp:attachment":[{"href":"https:\/\/topuz-law.de\/en_gb\/wp-json\/wp\/v2\/media?parent=15445"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/topuz-law.de\/en_gb\/wp-json\/wp\/v2\/categories?post=15445"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/topuz-law.de\/en_gb\/wp-json\/wp\/v2\/tags?post=15445"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}